Personal insurance

• Insurance for occupational and non-occupational accidents for all employees working in Switzerland
• Care services and reimbursements: Rescue transports, outpatient treatment, hospital and spa stays.
• Daily allowances, disability pension, integrity allowance, helplessness allowance and survivor's pension

However, if an employee is unable to work due to illness or pregnancy, the employer is legally obliged to continue paying her salary. You can avoid the costs of continued salary payment by taking out daily sickness benefit insurance. This turns incalculable costs into a calculable insurance premium that protects your employees against loss of wages.